The access gap
Registry Trust maintains the register of judgments on behalf of the Ministry of Justice, and official searches run through a paid service. The result is that judgment information, often decisive in a credit decision, is public in principle but priced out of routine, portfolio-wide use.
What Creditbase does
- Licenses official judgment data for paid tiers where the value justifies the cost
- Accepts customer-authorised CCJ results into your portfolio view
- Never scrapes or reconstructs restricted registers
- Always discloses whether judgment data is present in a profile
That last point matters most: the absence of judgment data in a profile is never presented as evidence that no judgment exists.
What we campaign for
Corporate judgment data should be available in bulk, machine-readable form, with privacy handled properly. We will make that case publicly, because open commercial-credit infrastructure is incomplete without it.